Join our credit union community supporting all our members
The benefits of borrowing from us
Easy application online or in branch
Documents can be sent digitally for signature
No early repayment fees or penalties and no hidden fees
Repayments are flexible and tailored to suit the individual’s needs
Interest is charged only on the outstanding reducing balance
Free Loan Protection Insurance
Loan Application Process
How to Apply for a loan with BCCU!
1
Become a Member
Once you are living or working within our common bond you are eligible to join us today and start borrowing.
2
Calculate your Loan
Estimate how much you could borrow and calculate your repayments.
3
Apply for a Loan Online
Apply for your loan from the comfort of your home. Applying for a loan is easy and quick. Apply now!
4
Sit back and relax
The decisions are made quickly on loan applications and, if is approved, the funds are issued within 48 hours.
Our Loan Rates
No deposit, no conditions, no hidden fees.
Loans up to £7499
12% (12.68% APR)
Min Term 1 month
Max Term 60 months (5years)
£7500 - £14,999
9.95% (10.42% APR)
Min Term 1 month
Max Term 96months (8years)
£15,000 - £35,000
8.5% (8.84%APR)
Min Term 1 month
Max Term 120 months (10 years)
Savers/Secured Loan
Savers Loan 5.9% (6.06%APR)- Term depends on amount
Secured Loan 6.9% (7.12%APR) - Min Term 1 month
Max Term 300 months (25years)
Loans up to £7,499
12% (12.68% APR)
Min Term 1 month
Max Term 60 months (5 years)
£7,500 - £14,999
9.95% (10.42% APR)
Min Term 1 month
Max Term 96 months (8 years)
£15,000 - £34,999
8.5% (8.84% APR)
Min Term 1 month
Max Term 120 months (10 years)
£35,000 - £70,000
7.5% (7.78% APR)
Min Term 1 month
Max Term 120 months (10 years)
Secured Loan
6.9% (7.12% APR)
Min Term 1 month
Max Term 300 months (25 years)
Savers Loan
5.9% (6.06% APR)
Min Term 1 month
Max Term dependent on amount
Loan Calculator
Apply for a loan with interest rates that suit you!
Maximum Loan Term :
12.68%
12.68%
12.68%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative Example
The example will help to show you the typical costs associated with a loan
Loan Amount
£15,000
Rate of interest - APR
8.84%
Loan Term
5 Years
Total Interest
£3462.78
Monthly Repayment
£307.75
Total Cost of Credit
£18462.78
Ready to apply?
One of the main ways we support our members is by offering competitive loans. Our loans are provided on reasonable terms to our members.
Apply Now- Become a member at BCCU
- Apply Online
- Up to three months bank statements
- Satisfactory credit check
Contact Us
Please complete all your details in the form below, and click submit when you have finished.
