Junior Savers

Everyone knows the importance of savings, so the sooner we teach our children, the better!

We at BCCU want to teach the children of the community, financial responsibility from a young age and help them save for the future! Whether its saving for a skateboard, a games console or their future education, BCCU are going to be here every step of the way.

By opening a Junior savings account with BCCU you’re giving your child a great head start in life and the opportunity to learn about money management from a young age. If you are a parent/guardian and want to open a Junior saver account, then please Contact us on 02825649010/info@bccu.co.uk to make an appointment to open an account today.

All you have to do is download our Mobile App to take full advantage of joining as you go.


What do we offer?
What do we offer?

What do we offer?

We offer junior savings accounts from your child’s birth right up to their 16th birthday* These accounts are instant access and can be used for the benefit of the child. You choose how much you save whether its £1 a week or £50 a month, let us help you teach your children the importance of savings.

You can save into your junior account by transacting at the counter, through one of our local school savings schemes** or with a regular standing order/direct debit to get it up and running and then forget about it!

What do I need to join?

What do I need to join?

For Junior savers joining the credit union all you need is:

Parent/Guardians Photographic ID*

Parent/Guardians Proof of address** (Dated within the last 3 months)

Minors Long Birth certificate/Passport

Minimum £5 opening Deposit


See List of acceptable documentation (FAQ - What Identification do I need to join?)

If you cannot provide anything from this list of documentation, please reach out and see how we can help you join your new financial partner.

What do I need to join?

By opening a junior savings account, you’re encouraging your child to develop good savings habits. This can set them on the right path to becoming financially responsible adults. Having their own savings account will give them a sense of responsibility and ownership over their own finances.

Benefits of Joining

Discover the benefits of joining our Credit Union

A hassle-free way to become a regular saver with the comfort of free life savings insurance (restrictions apply).

Savings collections from selected local schools.

24-hour access to view minor account balances via our website and mobile app.

Friendly trained staff in branch and over the phone for any and all queries.

By supporting your Credit Union, you’re supporting your local community through our sponsorships and charitable work.